A new paper by Associate Professor Yuto Yoshinaga and Professor Kanjiro Onishi, titled “No Guarantee, Still Gains? Rethinking the Relation Between Loans Without Personal Guarantees and Bank Profitability,” has been published in the Journal of Risk and Financial Management.
2026.03.13 News&Events
A new paper by Graduate School of Economics faculty members Associate Professor Yuto Yoshinaga and Professor Kanjiro Onishi (practitioner, dispatched from the Ministry of Finance), titled “No Guarantee, Still Gains? Rethinking the Relation Between Loans Without Personal Guarantees and Bank Profitability,” has been published in the Journal of Risk and Financial Management.
The full paper (Open Access) is available at: